federal income tax brackets for married couples filing jointly, tax year 2026.

Rate Taxable Income
10% $0 - $24,800
12% $24,801 - $100,800
22% $100,801 - $211,400
24% $211,401 - $403,550
32% $403,551 - $512,450
35% $512,451 - $768,700
37% $768,701+

standard deduction: $32,200

example

on $150,000 taxable income (married filing jointly, 2026):

Bracket Income in Bracket Tax
10% $24,800 $2,480.00
12% $76,000 $9,120.00
22% $49,200 $10,824.00
total $150,000 $22,424.00

effective tax rate: 14.9%

other filing statuses

other years

source: IRS Rev. Proc. 2025-32. data from deepcalc.com